Finnita® enrolls student loan borrowers into federal repayment programs that, over time, can dramatically reduce or eliminate their student loan debt through existing federal loan forgiveness programs. Offered as an employee benefit, it helps dentists, specialists, hygienists, dental assistants and other dental team members manage large student loan balances, supporting financial wellness, retention and loyalty.
There's no cost to your practice, no selling and no administrative burden. Share your unique link through onboarding, your HR portal, benefits communications, newsletters or team meetings — it takes minutes. Your dental team doesn't need to become student loan experts; you simply connect them to ours.
Most dentists, hygienists, assistants and other dental professionals assume the hard part of student loans is picking a repayment plan after school. In reality, that choice is just the starting line. Between packed chairside schedules, production goals and associate or multi-location assignments, staying on top of federal student loans requires active, annual management:
A move from dental school or residency to practicing dentist, a new associate position, a change in practice ownership or a change in family size can change your required monthly payment under Income-Driven Repayment (IDR) plans. Missing a recertification deadline in a busy year can unexpectedly spike payments or capitalize interest.
Whether you're pursuing Public Service Loan Forgiveness (PSLF) after 10 years or standard IDR discharge after 20–25 years, every qualifying payment has to be documented and verified. Servicer errors and transfers between employers and servicers can quietly derail your count if no one is watching it.
Tax filing status changes, moving between practices or DSOs, buying into a practice, and evolving Department of Education policies mean the strategy that works this year may cost you thousands next year.
Dental teams are under real strain. Long patient schedules, staffing shortages and mounting student debt combine into financial stress that follows them into every chairside interaction. Dentists graduate with some of the highest student loan balances of any profession. A benefit that helps your dentists, specialists, hygienists and assistants manage that burden is a direct investment in the people who deliver your care, and it costs your practice nothing to offer.
In a competitive labor market for dentists, specialists, hygienists and dental assistants, helping your team reduce or eliminate student loan payments strengthens engagement and makes your practice or DSO a more attractive place to work.
Dental team members have little free time between patient appointments to research repayment options or track paperwork. A done-for-you service handles the recertifications and filings so your team doesn't have to, including during busy production weeks and team huddles.
Offer the benefit with no cost, no new headcount, no administrative work and no plan changes, whether you run a single office or a multi-location DSO.
Borrowers need year-over-year loan management through their forgiveness milestone. Team members who benefit feel supported over the long term and have a reason to stay with a practice that invests in their financial health.
Dentists, specialists, hygienists, assistants and other dental team members often carry six-figure student loan balances, yet they work full chair schedules with little time to navigate complex federal programs. The forms are dense, the deadlines are unforgiving and only 11% who try on their own succeed.
Finnita® does the work for them. We handle the assessment, enrollment, paperwork and annual recertification, so your dental team gets real relief without giving up time they don't have chairside.
Per enrolled customer
Industry-leading rate
Without professional help
No cost to offer this employee benefit
Finnita's® employer program is built to be effortless for busy dental practices and valuable for your dental team.
No fees, no contributions and no changes to your benefits plan, so there's nothing to add to your budget.
We provide your practice's unique link and the communications you need. Finnita® handles assessment, enrollment, paperwork and annual recertification directly with employees, so your office manager and HR team don't have to.
Distribute through team huddles, credentialing and onboarding packets, the HR portal, benefits communications, staff newsletters or team meetings.
Any dental practice with team members carrying federal student loans can offer this benefit at no cost. It's especially valuable for dentists and specialists, who often graduate with some of the highest student debt of any profession, and for the hygienists and assistants who keep every chair running smoothly.
New dentists just entering repayment can set up the right plan from day one.
Dentists and specialists with some of the highest balances in any profession. Finnita® handles all the paperwork so they can focus on their patients in the chair.
Hygienists, assistants and front-office team members balancing busy chair schedules benefit from ongoing annual recertification managed for them.
HR and practice managers can share the company's unique link in onboarding and benefits communications to reach dental teams across locations and schedules.
Your team trusts you, and you can trust us. Dentists have trained for years and often carry some of the largest student loan balances of any profession, so they deserve a trusted option that protects their federal benefits. Unlike competitors who push refinancing — which permanently strips borrowers of federal protections — Finnita® will never refinance a federal student loan. As a Public Benefit Corporation, our values are written into our charter: no refinancing, no credit checks, no new debt.
"The team made this extremely easy for me and took a great deal of stress off my shoulders. I felt like I was in good hands. Amazing service from beginning to end!"
"Finnita® did a great job of obtaining the required information and getting things completed timely. Quite refreshing to not have to go through multiple phone trees to get connected to a real person."
Ready to give your dental team a powerful benefit at no cost to your practice?
We're committed to helping your dental team take control of their student debt — without taking time away from patients in the chair.
935 Great Plain Ave, Suite 288, Needham, MA 02492
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Give Your Dental Team a Powerful Benefit — at No Cost to Your Practice